Now in early access — 30-day free trial, no card required

Your finances
at their peak

Budget tracking, debt payoff, investment analytics, and family wealth management — all in one clean dashboard built for self-directed individuals and families.

Start your free trial See all features

30 days free  ·  No credit card required  ·  Cancel anytime

crestfolio.io/dashboard
Crestfolio
Overview
Dashboard
Personal
Accounts
Transactions
Cash Flow
Budget
Debt Payoff
Goal Planner
Wealth
Investments
Income Projections
Family Hub
Family Overview
Family Alerts
Net Worth
$386k
Monthly Income
$6,084
Portfolio
$62k
Total Debt
$37k
Cash flow — 6 months
Net worth trend
Budget status
Housing100%
Food104%
Transport91%
Utilities92%
Debt payoff
Chase36%
Auto47%
Student28%
Debt-free: 2029
Goals
Emergency65%
Vacation40%
Home24%
FIRE: 2041
Built with
Plaid bank connectivity
Stripe payments
256-bit encryption
Read-only bank access
No data selling, ever
The problem

Managing money is harder than it should be

Most people juggle 4–6 disconnected apps just to get a picture of their own finances. Crestfolio brings everything together.

📊
No single source of truth
Your checking is in one app, investments in another, budget in a spreadsheet. Nothing talks to each other.
👨‍👩‍👧‍👦
Families have no visibility
No tool exists for managing finances across parents, spouse, and adult children without sharing passwords.
🏦
Institutional tools cost a fortune
Orion, Black Diamond, and Addepar charge $15k–$250k per year. Built for advisors, not individuals.
Your complete financial picture
🏦
Chase Checking
$4,200
📈
Fidelity Brokerage
$34,000
🏛
Fidelity 401k
$28,000
💳
Chase Sapphire
−$3,200
🎓
Student Loan
−$18,000
Net worth
$33,200
6-month trend
Features

Everything your money needs, nothing it doesn't

From daily budgeting to institutional-grade cash flow analytics — all in one place.

💰
Budget tracker
Track income and spending across 8 categories with subcategories. See budget vs actual at a glance. Over-budget alerts highlight where to cut.
Personal
📉
Debt payoff planner
Avalanche and snowball methods. See your debt-free date, total interest saved, and prioritized payoff order. Tracks 5+ debts simultaneously.
Personal
🎯
Goal planner + FIRE
Set and track savings goals with progress bars. The FIRE calculator shows your financial independence date in real time — drag the sliders to see it update.
Personal
📈
Investment holdings
Track your portfolio by holding. See value, dividend yield, annual income, and frequency. VYM, SCHD, VNQ, BND, individual stocks — all in one view.
Wealth
🗓
Income projections
12-month forward projection of salary plus dividend income by payment schedule. Monthly payers, quarterly payers, and annual totals visualized clearly.
Wealth
🏛
CF analytics
Institutional 10-year cash flow projections broken down by interest, principal, and product category. The same analysis advisors charge thousands for.
Wealth
👨‍👩‍👧
Family overview
See all family members' net worth, investments, debt, and alerts in one grid. Up to 12 members — spouse, parents, adult children, in-laws.
Family Hub
🔔
Family alerts
Automated alerts flag RMDs, high-rate debt, missing emergency funds, 403b below match threshold, and insufficient life insurance — prioritized by severity.
Family Hub
📊
Report builder
Build custom reports from any combination of metrics. Switch between bar, line, and donut charts. Export to PDF. Save reports for recurring reviews.
All tiers
Family Hub

Be the family CFO your family actually needs

No other personal finance tool lets you manage finances across your entire family — without anyone sharing passwords or losing privacy.

1
Delegated read access
Each family member approves your access from their own device. You see their data — you can never touch their accounts.
2
Consolidated family net worth
See everyone's net worth, investments, and debt in one place. Know the full picture at a glance.
3
Automated family alerts
Get notified when someone has high-rate debt, missing emergency fund, approaching RMD, or insufficient insurance.
4
PDF family review reports
Export a one-page family financial summary for your annual review conversations.
AH
Alex Harmon
Primary
$386k
JH
Jordan Harmon
Spouse
$142k
403b alert
PH
Patricia
Parent
$890k
RMD due
TH
Tyler
Child
$18.5k
24.9% APR
AHr
Ashley
Child
$32k
Refi opp.
BH
Brandon
Child
$9.2k
No e-fund
MH
Megan
Child
$24k
CM
Chris Miller
In-law
$41k
DK
David Kim
In-law
$55k
Insurance
Harmon Family Net Worth
$1,597,900
Active alerts
6
Pricing

Start free. Upgrade when you're ready.

No free tier, no ads, no data selling. A real product for people who take their money seriously.

Monthly
Annual 2 months free
Personal
$7.99/mo
30-day free trial — no card required
Self-directed individuals managing their own money. The complete alternative to Copilot Money.
  • ✓
    All accounts via Plaid
  • ✓
    Transactions + categories
  • ✓
    Budget tracker
  • ✓
    Debt payoff planner
  • ✓
    Goal planner + FIRE calculator
  • ✓
    Investment holdings + dividends
  • ✓
    Net worth tracking
Most popular
Family Hub
$69/mo
14-day trial on upgrade
Family CFOs managing finances for spouse, parents, and kids across multiple institutions.
  • ✓
    Everything in Personal + Wealth
  • ✓
    Up to 12 family member profiles
  • ✓
    Multi-institution aggregation
  • ✓
    Delegated read access
  • ✓
    Automated family alerts
  • ✓
    Household net worth dashboard
  • ✓
    PDF family review reports
Wealth
$39/mo
14-day trial on upgrade
HNW self-directed investors managing complex portfolios and fixed income holdings.
  • ✓
    Everything in Personal
  • ✓
    10-year CF projections
  • ✓
    Fixed income analytics
  • ✓
    Structured products + loans
  • ✓
    Portfolio builder
  • ✓
    Income projection calendar
  • ✓
    Dividend calendar

    • The Financial Kit spreadsheet buyers get a 60-day free trial — check your purchase confirmation email for your promo code.

    Early access

    Built for people who take money seriously

    ★★★★★
    "Finally a tool that shows my family's complete financial picture in one place. The family alerts alone have already flagged two things we needed to address."
    Sarah M.
    Family Hub user — 3 members
    ★★★★★
    "The FIRE calculator and dividend calendar are exactly what I needed. I can see my path to financial independence updating in real time as I adjust my savings."
    James T.
    Wealth tier user — self-directed investor
    ★★★★★
    "I bought the Budget Tracker spreadsheet and the upgrade to the full app was a no-brainer. The debt payoff planner has me on track to be debt-free by 2028."
    Rachel K.
    Personal tier user — The Financial Kit buyer

    Ready to reach your peak?

    30 days free. No credit card. Cancel anytime.

    Start your free trial See all features

    Already a Financial Kit customer? Check your email for your 60-day promo code.